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What You Need to Know About Auto Insurance in Winston Salem, NC

auto insurance winston salem nc

When it comes to determining your auto insurance costs, you need to know a few things about Winston-Salem, North Carolina. The city’s median age is 35.3 years, and male drivers pay more than females do. However, it is important to understand that the state does not allow insurers to take gender into account when calculating rates. That means the average rate for insurance for males is significantly higher than for females.

State Farm

Whether you’re looking for auto insurance in Winston Salem or you’re looking for home insurance, State Farm can help you. These policies cover a variety of different losses, including those caused by weather and non-weather accidents. They also offer condo insurance for renters and condominium dwellers. You can get discounts by combining different policies. To get a free quote today, contact Kristen Martin.

State Farm offers an array of car insurance coverage, including coverage for rental cars and rideshares. In addition to car insurance, this provider offers insurance for new drivers, business travelers, collectors, and more. As the largest auto insurance company in the U.S., they can save you money by combining your home insurance and auto insurance. You can also apply for insurance online with an agent like Stef Hamilton.

While teenagers face the highest insurance costs, getting out of this stage of life is the most effective way to get lower car insurance rates. Winston Salem drivers aged out of their teen years will see a $972 difference in their insurance rates compared to drivers in their 20s. The gap between these two age brackets is quite significant. Therefore, if you want to get cheap insurance in Winston Salem, NC, aging out of your teenage years is the most effective way to go.

If you’re looking for affordable car insurance in Winston-Salem, NC, you can choose from several State Farm auto insurance options. Winston-Salem drivers can expect to pay as little as $847 per year for minimum coverage or as much as $1,182 for full coverage, compared to the national average of $1,548. You’ll find that your policy with State Farm will meet your needs and provide you with the peace of mind that you deserve.


Many people in Winston-Salem are unaware of the savings they can obtain with GEICO auto insurance. With a little research, you can save up to 15 percent on your coverage. There are several reasons to choose this company over others, including competitive rates and superior customer service. Here are just a few of them. Read on to learn more. In addition to saving you money, GEICO also works closely with the North Carolina State Alumni Association to provide special discounts for NC State graduates.

The median property value in Winston-Salem is $142,200, which is below the national median of $193,500. That does not translate to a higher risk profile for insurance companies. It also means that Winston-Salem residents can afford to drive bigger, more reliable cars without breaking the bank. However, this is not to say that you can’t get a lower-risk policy based on your ethnicity.

Although Winston-Salem does not allow insurers to consider your gender when calculating rates, male drivers tend to pay significantly higher premiums than their female counterparts. This is because male drivers are more likely to be in accidents than females. Therefore, the city does not discriminate on the basis of gender. In fact, according to the US Census Bureau, the median age in Winston-Salem is 35. Despite the fact that male drivers pay significantly more for car insurance, female drivers are still better protected than men.

Winston-Salem is also home to a number of universities, including Wake Forest and Winston-Salem State University. The local basketball team is particularly good. In addition, residents can enjoy college football, soccer, and ice hockey. To qualify for car insurance, you must have at least three basic coverage amounts. While this is the legal minimum for insurance, you should consider carrying additional coverage for medical costs. This coverage can be over thirty thousand dollars for one person.

Liberty Mutual

In Winston-Salem, you’ll have to follow state law when it comes to car insurance. By law, North Carolina drivers must have at least liability insurance to operate a vehicle. This law is in place due to the number of uninsured motorists on the road. Furthermore, if you don’t carry car insurance coverage in the state, you’ll have to surrender your license plate if you want to drive.

There are many different types of car insurance in Winston-Salem, and you can select one that suits your needs. The city is home to most major insurers, so you’re sure to find a plan that suits your needs. Depending on your age and gender, you might qualify for discounts. Keep in mind that car insurance companies use sophisticated models to determine premiums and risk levels. It’s also illegal to drive without insurance in North Carolina.

Besides age and gender, other factors can affect your Winston-Salem auto insurance rates. Consider your gender and age when comparing quotes. A higher score means a lower premium. Additionally, you should check the crime index in your area, as well as your driving history. In addition, make sure that the insurance company you’re looking at offers coverage for drivers with higher mileage. If you’re driving more than 12,000 miles a year, you may be able to find cheaper coverage through another insurer.

The best way to find cheaper auto insurance in Winston-Salem is to mature. Most teenagers face the highest insurance rates, so you can lower your premiums by aging out of this stage. In Winston-Salem, the gap between teenagers and drivers in their twenties is $972. This means that you’ll be able to drive a more economical car without having to compromise your coverage.

Wilson Insurance Services Inc.

If you’re interested in learning about the latest company filings, Wilson Insurance Services Inc. has been in business for more than 30 years. John Wilson, CISR Professional Designation, has over thirty years of insurance experience. John joined Wilson Insurance Services Inc. in 2004 and was named vice president in 2017.

The company has two locations in Armstrong and Huxley, Iowa, offering insurance for Auto, Home, Farm, Life, and Business. Linda Welborn, Fletcher Wilson, Jennifer Wakefield, and Dee Edwards represent some of the best independent insurance agents in the country. With a diverse portfolio of insurance products and comprehensive service, Wilson Insurance Services Inc. is a top choice for homeowners and business owners alike. To find out more about what each of these agents can do for you, contact them today!

Summit Insurance Agency Inc.

Summit Insurance Agency Inc. is an insurance brokerage company in Missoula, MT. They offer auto, life, farm, recreational vehicle, and business insurance, as well as other insurance products and services. They are members of the Liberty Mutual Agency Markets, which distributes their products through independent agents and brokers. Their goal is to help clients protect their assets and ensure they are financially protected. Listed below are the contact details for Summit Insurance Agency Inc.

The customer service at Summit Insurance Agency, Inc. is exceptional. The five experienced agents at the agency treat every client like family. They also know the industry inside and out. You can trust the expertise of Summit Insurance Agency Inc. with your needs. If you’re looking for an insurance company in Union City, NC, Summit Insurance Agency Inc. is the one for you. Read reviews, ratings, and more to determine which company is right for you.