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How to Find the Best Rates on Auto Insurance in Kent WA

auto insurance kent wa

Finding the best rates on car insurance in Kent WA can be a difficult task. But, there are some tips that you can use as a guide. For instance, the average rates for different car insurance companies may be useful. These figures may vary based on the company, state, and driver type. But, they can be a good starting point. In addition, you can find out about various discounts and special coverage options offered by different companies.


The average annual cost of auto insurance in Kent, WA, is about $605 for minimum coverage, and $1,380 for full coverage. This is slightly more expensive than the Washington average of $1,176, but lower than the national average of $1,674 for full coverage. The most expensive vehicle in Kent is the Chevrolet Colorado pickup, which costs $1,458 per year. The average cost of auto insurance in Kent, WA, depends on many factors, including the age of the rated driver.

Some factors affect car insurance rates, such as the number of accidents, crime, and parking. In Kent, WA, USAA has some of the lowest rates. However, it’s important to compare multiple quotes. You’ll want to make sure to get the cheapest rate possible for your driving profile. To save the most money on your car insurance, bundle policies that include health, life, and home insurance. For older drivers, taking a defensive driving course or completing an approved defensive driving course can lower your rates.

Another factor that affects auto insurance rates is how much coverage you need. If you’re only interested in liability coverage, you’ll want to opt for the state’s minimum liability coverage, which is required by law. But, if you’re looking for cheap car insurance in Kent, WA, you may be able to get a cheaper policy by increasing your coverage. Another important factor to consider is the type of vehicle you drive. Do you drive primarily on highways? Or do you spend more time on a tighter, less traveled road?


Car insurance in Kent, Washington is typically higher than the Washington state average. This city is one of the largest in the state, and has continued to grow in recent years. With more drivers on the road, accidents are more likely, and that can drive up insurance rates. But there are ways to save money on your policy. Here are some suggestions. First, shop around. Get quotes from different companies before choosing one. In some cases, you can save up to 40%!

In addition to comparing the premiums of multiple companies, you can also use mobile apps to compare prices. If you have more than one car, you can also get a discount if you combine your auto and home insurance. By doing your research online, you can save money on your auto insurance in Kent, WA. Compare quotes from different companies to get the best rate. Some companies offer better rates than others, so shop around and see what’s best for you.

Buying a new car is another way to lower your insurance Kent, WA rates. Newer cars are safer and less likely to be stolen. Other ways to reduce your premiums include installing air bags or motorized seat belts. Taking a defensive driving course can help lower your rates. Similarly, if you’re a newer driver, you might be eligible for a senior citizen discount.

Companies that offer coverage

If you’re considering purchasing a car insurance policy in the city of Kent, you should know that rates can vary greatly by neighborhood. The crime and accident rates in each zip code can influence the cost of your coverage. You’ll need to consider these factors when comparing different carriers. Residents of zip codes 98031 and 98042 are likely to pay higher rates than those in zip codes 98030 and 98032.

Your gender and driving history can also affect your car insurance rates. Kent drivers pay $78 more on average than single drivers. Those who are married, divorced, or widowed will pay significantly less on their insurance. In Kent, men pay on average $365 more per year than married women. If you’re a female driver, you can expect to pay $2,513 less than a male driver.

As with any type of policy, it’s important to compare the costs of different companies. Depending on your driving history and other insurance policies, you may find cheaper rates if you bundle your insurance. In addition to comparing quotes, you can also get good student discounts by getting more than one policy from one provider. For the most comprehensive insurance in Kent, WA, consider purchasing comprehensive coverage. This coverage will cover the cost of repairs for your vehicle if you cause an accident.

Reckless driving citations

A Reckless Driving citation is one of the most serious offenses you can get, and in Washington, you could face a fine of up to $5000 and a 30-day license suspension. As a driver, your car insurance rate will be affected, and your job prospects may also be adversely affected by the citation. In order to avoid such a calamity, it is important to understand what a Reckless Driving citation is and how to respond to it.

Reckless driving is a specialized charge, but can be combined with other violations. In Washington, you can be hit with a fine for reckless driving, and it will also cost you points on your license. However, if you appear in court and negotiate with the officer, the fine may be reduced. If you have more than six points on your license, the MVA will get involved and will likely require you to complete a driver improvement course.

If you are pulled over and discovered that you do not have insurance, you may be left with no coverage. The cost of such a ticket can run into the thousands of dollars. In addition to the fine, you could face a suspended license or even jail time. As a result, you will likely be forced to find another means to pay your debts, and the consequences could be costly.


Obtaining cheap car insurance in Kent can be tricky with the growing population, but Jerry can help you get the best deal. He offers free quotes and can help you choose the best policy for the most savings. Depending on your zip code, auto insurance rates in Kent can be incredibly different from one another. Taking defensive driving courses or completing an approved driving course may lower your premium. Contact Jerry for more information.

In the state of Washington, a driver must have the minimum liability coverage of 25/50/10. This coverage is the only way a driver can get the minimum legal coverage required by law. If your car is stolen, you may be liable for paying for the damages yourself. In a situation like this, you can find yourself in a precarious situation and not be covered at all. Having minimum liability coverage is not always the best idea, as it could leave you in a position of being underinsured in an accident.

If you’ve had a previous DUI, the auto insurance providers will classify you as a high risk driver. This classification means you’re more likely to commit a crime and will pay more for your Washington car insurance. It’s important to remember that a clean driving history will help lower your premiums. It’s important to keep your driving record clean to protect yourself against a DUI-related incident.

Crime rates

When comparing crime rates, the city of Kent has a low crime rate compared to the national average of 1.47. Kent is safer than 18% of other Washington cities. A city’s crime rate is based on population, so crime rates may appear higher than average in parks or major airports. But crime does happen where people are. That is why Kent is safer than the national average. You can take advantage of these crime rates to protect yourself and your family.

Vehicle theft is the most common crime in Kent, with a rate of 2.28 per thousand residents. The eastern part of town is considered to be the safest area, while the west and south portions of Kent have high vehicle theft rates. Regardless of the crime rate, there are ways to protect your vehicle. Crime rates can help you avoid costly repairs and replacement parts. A few tips for Kent residents:

Traffic in cities affects car insurance rates. Traffic in the Greater Seattle area is notorious for its terrible traffic jams. State Route 167, which connects to Interstate 5, saw heavy traffic congestion daily between 2012 and 2014. Moving violations also increase your insurance premium. In some cases, you may be found guilty of a moving violation, which adds points to your license. To protect yourself from hefty fines, check the traffic reports of the area you live in.