Choosing the right insurance plan for your needs can be a difficult decision, but thankfully Swinton car insurance has many great features that make it easy to choose the right one. Here are a few of the benefits you’ll receive with their policies: No-Claim Bonus, Three Levels of Cover, Driver’s legal protection, Windscreen protection, and more. Find out how to choose the right plan for you and your needs in our helpful guide.
No-Claim Bonus
If you have a no-claims bonus on your car insurance with Swinton, you can benefit from it by renewing your policy before the expiry date. The no-claims bonus is tied to how long you have been without making a claim. Fortunately, you can get it at a significant discount if you have a clean driving record and take the time to prove it.
Third party cover is an essential part of car insurance. A policy from Swinton will cover your legal expenses if you are involved in a collision with someone who is not insured. It also covers windscreens and audio equipment. Lastly, if you are in an accident abroad, Swinton offers cover for up to 90 days. You can even get cover for a single trip if the accident happens in a foreign country.
To keep your no-claims bonus intact, make sure you keep the paperwork on hand. Insurance companies may check your no-claims history every few months to ensure you are still eligible for a no-claims bonus. In addition, it is worth checking if you have a no-claims bonus before switching your insurance provider. It will protect you from paying more than the minimum amount for your policy.
In general, if you are a safe driver and don’t file a claim in a year, your no-claims bonus will increase. Normally, a no-claims bonus of five or more years will yield a discount of 40 to 60 percent for your annual premium. The benefits of a no-claims bonus can be significant, but the number of claims made each year is limited to one car.
Three levels of cover
Swinton car insurance offers three levels of cover – Basic, Essential and Premier. Basic cover comes with a courtesy car, windscreen cover, AA roadside assistance and more. Premier cover provides more comprehensive protection and includes breakdown and emergency medical cover, as well as driving abroad and no claims bonus. All named drivers receive their own No Claims Discount. You can add a courtesy car, if you need one.
Swinton offers three levels of cover to meet the needs of drivers of all ages. The cheapest policy is ‘Basic’, which covers you in the event of a minor accident. A full comprehensive policy is £700 per year. Its policy includes unlimited mileage, but isn’t the cheapest. But it’s still better than none. Young drivers can choose between a basic policy and a more comprehensive one for a fraction of the cost.
Swinton offers three levels of cover. Essentials is a low-cost option. It provides third-party cover, windscreen cover, and stolen standard-fit audio and satnav. The Classic plan includes more comprehensive cover, such as legal protection. Swinton’s website has been certified by the Plain English Campaign. However, this insurer has come under fire after it introduced a controversial policy called pre-renewal deposits. They took deposits a month before the renewal date, saying they could do it under the terms of the policy.
Swinton car insurance provides three levels of cover for drivers of different ages and vehicle models. Premiums vary depending on the level of cover and excess. You can choose to cover both optional and compulsory excesses. This will help you to make a choice that suits your individual circumstances. You can read reviews of various insurers on different websites. A good place to start is Bobatoo, which lists the best car insurance providers in the UK.
Driver’s legal protection
You don’t have to compromise your legal protection in case of an accident with a Swinton car insurance policy. This policy comes with a number of extras, including driver’s legal protection, driving in Europe, and protection against uninsured drivers. Furthermore, Swinton car insurance policies offer other benefits such as a courtesy car, misfueling cover, and audio and sat nav.
Swinton car insurance is a good option for those seeking comprehensive cover. Their website is simple and straightforward to use and was approved by the Plain English Campaign, but they recently got caught out with a controversial pre-renewal deposit policy. They took out a month’s premiums before the renewal date of the policy, saying they were allowed to do so under their terms and conditions. The deposit was made before a new quote was issued, which caused some customers to complain.
Swinton offers three different types of car insurance policies. Comprehensive policies cover the widest range of risks, including those that you can’t control. However, comprehensive policies can cost less than other types. If you are unsure which policy to choose, you can always call their claims department. This number can be found on the company’s website. Its customer service is second to none and its reputation has grown over the years.
Swinton car insurance isn’t available separately, but it comes with some extras. On their Essential Comprehensive policy, you’ll get PS750 worth of cover. You’ll also get windscreens and audio equipment. If you’re driving in Europe, you’ll have peace of mind knowing that your car insurance will cover you. You’ll also get protection if you’re in an accident while abroad, as well as legal defense.
Windscreen protection
If you’re worried that a chipped windscreen will cost you hundreds of pounds, look into a Windscreen Cover policy. A chipped windscreen can ruin your vision, and the dreaded MOT test. Fortunately, Swintons car insurance offers Windscreen Cover as a standard benefit. You’ll only have to pay a small excess for a chip repair, or a PS25 excess for a windscreen replacement if the windscreen is completely destroyed.
In addition to windscreen protection, Swinton also offers a range of comprehensive car insurance policies. Their range of policies includes liability and collision coverage, driving in Europe, and protection against uninsured drivers. You can also benefit from windscreen protection, courtesy cars, audio and sat-nav, and misfuelling cover. You can get a no-claims bonus by demonstrating good driving history.
As an additional benefit, Swinton also offers third-party liability cover. This covers the damage and injuries to other people or property caused by an accident. Third-party policies are also useful for people who travel frequently, as they cover the cost of a child car seat and can even provide a courtesy vehicle. If you have a fully comprehensive policy, you can save on windscreen repair and replacement as the windscreen cover is already included.
The cheapest Swinton car insurance plan is the Essentials plan, which includes third-party cover for other cars and replacement of standard-fit sat-nav or audio equipment. This plan is also available without the option of third-party cover, but you can upgrade to a higher level of cover for added peace of mind. Moreover, Swinton offers up to PS100,000 in legal cover.
Hire vehicle
If your car breaks down and you’re unable to drive it, you don’t need to worry – Swinton’s car insurance covers hire vehicles, as well as your own vehicle. The company provides 14 days of courtesy car cover if you need one. It pays to read the fine print before you sign up for a Swinton car insurance policy. And if you’re driving another car, you can get a replacement one from Swinton, too!
Most hire cars are equipped with insurance but the excess payment is typically quite high – around PS500 or PS1,000. A hire car company may try to charge you hundreds of pounds for a small scratch, so it’s worth it to cover the excess with a car insurance policy. However, remember that you’ll be spending more on fuel and car maintenance, so you might want to consider adding extra insurance to the hire vehicle.
When you buy a Swinton car insurance policy, you should take a look at your current cover and compare the price to the rates of other providers. Swinton car insurance cover starts from PS168 per year. Among new customers, 10% of the price of comprehensive car insurance per year is less than PS168. If you’re unsure of which company to go with, you can also read customer reviews and compare policies on sites like Bobatoo.
You can also check out Swinton’s car insurance for young drivers. They are known for their affordable and comprehensive cover for young drivers. However, you should be aware that Swinton car insurance doesn’t offer classic car insurance, but it does cover performance, modified, and imported vehicles. You can also opt for Swinton’s temporary car insurance. All you need is to be at least 17 years old and have a clean driving record.