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Cheapest Auto Insurance in Clarksville, TN

auto insurance clarksville tn

If you’re in the market for auto insurance, you’ve come to the right place. BFS Insurance Group in Clarksville is a full-service independent insurance agency offering innovative solutions to residents of Tennessee. Auto insurance is important, as it protects drivers from financial disasters related to car accidents. The company represents many insurance companies, and offers coverage for motorcycles, off-road vehicles, RVs, and classic cars.


GEICO is among the least expensive car insurance companies in Clarksville, TN. Premium rates vary depending on the type of coverage you choose and your driving record. Military families may find this company to be particularly affordable. USAA has many affordable insurance options, including a plan that includes collision and comprehensive coverage. MoneyGeek rates Erie as the best auto insurance provider in Clarksville based on a balance between price and customer service.

If you’re in Clarksville, TN, you can find a location near you by searching for the GEICO store on the map below. It’s open twenty-four hours a day, seven days a week. GEICO stands for Government Employees Insurance Company, and used to cater to the needs of government employees and military personnel. Today, this insurance company is among the largest in the U.S., and its roots go back to 1936. In addition to auto insurance, GEICO offers motorcycle, RV, renters, and pet insurance. Some plans also include roadside assistance.

To keep your insurance rates low, keep your driving record clean. A clean driving record is vital for reducing rates, and reckless driving, DUIs, and at-fault accidents can significantly raise rates. A Clarksville driver with one or more reckless driving charges will see an increase of $824 annually, while a motorist with no speeding tickets will see a rise of $331. In addition to the above-mentioned factors, gender also plays a role in insurance rates.

Geico also offers excellent insurance products, which may include home, renters, motorcycle, ATV, RV, and more. Their friendly staff will be happy to help you find the best insurance for your needs. There’s no better time to buy car insurance in Clarksville than now. The Geico Insurance Agency can help you save money on all your auto insurance needs! You’ll have peace of mind knowing that you have coverage in place.

State Farm

If you are searching for an affordable car insurance in Clarksville, Tennessee, you should consider purchasing it from State Farm. They offer a variety of coverage options, such as insurance for rental cars, rideshares, and collectors’ cars. They are one of the largest auto insurance companies in the country and offer many discounts for combining their auto and homeowners insurance policies. Mark Allemang can help you find the right plan for your needs.

When determining your car insurance rates, you need to take several factors into consideration. Having a good credit score will reduce your rate considerably, and you can even get a policy that’s a bit cheaper. If you have a bad credit score, your policy will probably be more expensive. However, you can still find a policy with a good rate if you know where to look.

If you’re a military member, you may be able to save money by opting for a policy with USAA. Besides being available to military families, USAA is also one of the cheapest providers in Clarksville. They’re 76% less expensive than MetLife. A full coverage policy offers comprehensive and collision coverage, and state minimum requirements. Although it’s cheaper than a full coverage policy, it won’t cover the full cost of medical expenses.

State Farm offers many benefits besides car insurance. In addition to the affordable policy, they offer a number of other products for drivers. For example, you can take out a policy that covers your valuables. This policy pays for college, mortgages, and more. A personal property insurance policy from State Farm can even cover your valuables abroad. It’s not a bad idea to have more coverage than you need to protect yourself in case of an emergency.


In Clarksville, Tennessee, the most affordable auto insurance is offered by USAA, which offers a policy for just $620 a year for a 40-year-old male driver. This policy is 76% cheaper than that of MetLife, the next cheapest provider in the city. For a 40-year-old male driver in Clarksville, USAA offers full coverage auto insurance, which provides comprehensive and collision coverage in addition to the state’s minimum required coverage. Full coverage insurance provides an extensive level of financial protection and includes comprehensive and collision coverages, as well as the minimums required by state law. Comprehensive coverage pays for damages that occur from accidents that are not a result of a collision.

Allstate also offers numerous discounts for its customers. A good way to save money on car insurance is to bundle all of your policies together. By combining coverage and policies, you’ll save money on premiums while improving your overall quality of life. You’ll be protected against accidents and other hazards, thanks to comprehensive coverage and accident forgiveness. You’ll get the best insurance deal by choosing Allstate. They also offer a variety of safe-driving programs.

If you have a newer car, you can save money by choosing a low-cost, full-coverage insurance policy from GEICO. Premiums can vary depending on the coverage you choose and your driving history. If your car is over 10 years old, you should opt for a liability-only insurance policy or a state-minimum insurance policy, which is significantly cheaper than full coverage. The downside is that a state-minimum policy does not provide collision or comprehensive coverage.

Hometown Insurance Services

If you are looking for an auto insurance policy in Clarksville, Tennessee, Hometown can help you. Their agents provide a variety of options, including standard liability, non-collision incidents, and uninsured motorists. They also provide guidance during the claims process, ensuring a smooth resolution. In addition, the team at Hometown has a number of safe driving programs for their customers.


There are several reasons to purchase full coverage auto insurance in Clarksville, Tennessee. First, it protects you in the event of an accident. Collision coverage pays for repairs if you are at fault in an accident. A full coverage policy may cost more than the replacement value of your car, so it is not recommended for all drivers. Also, if you drive an older car, you may want to consider a liability-only policy or a state minimum insurance policy, which is much less expensive but lacks collision and comprehensive coverage.

Other factors that may cause your rates to increase in Clarksville include traffic. More cars on the road means a higher risk of accident. Although INRIX does not have data for Clarksville, Nashville, TN is the 44th most congested city in the U.S., and most drivers commute for 20 minutes or less. Another factor that can increase your auto insurance rate in Clarksville is theft. In 2016, there were 241 motor vehicle thefts reported in Clarksville.

In Clarksville, drivers who have a clean driving record have the best chance of getting the lowest premiums. Speeding tickets, at-fault accidents, and reckless driving convictions can lead to higher rates. A reckless driver in Clarksville faces an average increase of $824 annually, while a driver in their 20s is only charged $331. A DUI conviction can increase your premiums by as much as $707.

The cheapest auto insurance policy in Clarksville is offered by USAA, a local provider for those who are military members. This company is 76% cheaper than Metlife, the second-cheapest provider in the city. This is based on a 40-year-old male driver. Full coverage insurance includes collision, comprehensive, and state-mandated minimums. The latter covers all your medical expenses if you are at fault in an accident.