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Cheap Insurance in Lubbock TX – How to Find It

cheap insurance lubbock tx

If you’re in search of cheap insurance in Lubbock, Texas, you’ve probably already come across the names Farmers, GEICO, and Fred Loya. But what exactly do they have to offer? And how do they compare? What is their average monthly payment like? These are just some of the things you’ll need to know. To get a better idea, you can look at the average car insurance rates in your area.


If you’re a teenager, GEICO cheap insurance in Lubbock TX may be out of your reach. While teen drivers pay double the rate of a 25-year-old driver, married drivers can often get lower rates. Moreover, married drivers are less likely to make claims and are generally less risky. In a nutshell, they’re a lower risk for their insurance company and lower premiums for themselves.

While GEICO does offer some of the cheapest car insurance in Lubbock, be sure to check out the other companies on this list as well. Although these companies have low prices, they don’t offer a wide range of coverage. You may want to compare your quotes by driving profile to find the best deal. For instance, drivers in their 50s or 60s are likely to pay $1,253 a year for auto insurance, while those in their 70s will pay $1,274 per year.

The cost of car insurance in Texas depends on what type of coverage you choose. A minimum policy costs $65 monthly or $780 annually. For full coverage, it costs $193 monthly or $2,312 per year. Texas car insurance rates are low, but not cheap. In fact, Texas ranks thirty-fourth out of 50 states, according to the most recent research from QuoteWizard. The quotes shown here are based on an average male driver, 35 years old, driving a 2012 Honda Accord LX, and traveling 13,500 miles annually.


Farmers offers some of the cheapest insurance in Lubbock, Texas. An annual premium of $712 is cheaper than the average of $1,992 for The General. The company also offers an option for military families that offers full coverage for $818. Full coverage is defined as collision, liability, and comprehensive coverage. A 40-year-old male driver is the average cost for a Farmers policy. A policy is cheaper if it has a higher deductible than the state minimum.

Farmers offers a wide variety of insurance products for people of all types. In addition to auto insurance, the company offers other coverage options, including disability insurance and rental car insurance. You can also combine your auto and home policies to save even more money. Contact Lisa Caldwell to learn more about the various insurance plans available at Farmers. You can get an online quote and learn about the many benefits of this company. When it comes to affordable insurance in Lubbock, Farmers is your best bet.

The cost of a policy in Texas can vary greatly, so it’s imperative to shop around and compare policies. Using an insurance comparison website like Policygenius can help you choose the right plan for your needs at an affordable price. The site also provides a detailed breakdown of all available policies and compares their prices so you can decide which one will work best for you. When you compare quotes, you’ll be sure to find the best coverage at the lowest cost.

A poor population is a common reason for higher insurance rates. While public transportation is scarce in Lubbock, it’s worth considering the impact of a car’s worth on insurance costs. A Ford F-150 is the most popular vehicle in Texas and has a reputation for reliability. Having a Ford F-150 is important, as it has a reputation for being reliable and is able to haul heavy materials.

Texas Farm Bureau

If you are looking for affordable insurance in Lubbock, Texas, you may want to look into Texas Farm Bureau. This company offers basic auto and home coverage at above-average rates and provides a good level of customer service. They do not offer rideshare coverage or high-tech apps, however. The company has been around since 1933 and has an A+ rating with the Better Business Bureau. But, you may want to consider other options before deciding on Texas Farm Bureau.

If you live in the country and prefer to avoid paying high insurance rates, you can consider Texas Farm Bureau. This company was founded in 1951 and employs around 15 people. They have a reputation for offering affordable coverage at fair rates. According to J.D. Power, they are the highest-rated auto insurance company in Texas. While there are plenty of other options available, Texas Farm Bureau is the best choice for people in rural areas and those who do not live in cities.

For the most part, Texas Farm Bureau offers a standard auto insurance policy with low premiums, fewer benefits and a minimal number of add-ons. However, if you are a driver with a record of accidents, you may not want to opt for a standard Farm Bureau policy. However, it offers competitive quotes for home insurance. While it is not cheap, Texas Farm Bureau offers discounts to responsible homeowners, including those who maintain their home in a secure and well-maintained manner.

If you’re a young driver with a history of accidents, Texas Farm Bureau provides some of the cheapest insurance in Lubbock. They’re competitive with State Farm and Progressive, and have some of the most affordable car insurance in the city. They also offer excellent customer service, and their policies meet all the state’s requirements. But keep in mind that their rates are not necessarily the best, so be sure to compare different quotes before making your final decision.

Fred Loya

One of the best places to get cheap auto insurance in Lubbock is Fred Loya. The company was founded in 1974 in El Paso, TX. Today, it is one of the largest Hispanic-owned and operated companies in the United States. Its retail locations are often found inside super centers and grocery stores. It offers five basic types of coverage, including liability, comprehensive, and uninsured motorist protection. To get a free quote, simply fill out a quick online questionnaire and receive a quote.

Depending on your age and driving history, you can get insurance for as little as $42 a month with Fred Loya. This is nearly 40% cheaper than the average cost of Texas auto insurance. In fact, Fred Loya is the cheapest insurer in Lubbock, TX, for low-income drivers. In addition, their policy is widely available. With a low monthly premium, Fred Loya offers a policy for just $42 per month, a much lower price than State Farm.

Liability coverage is the cheapest type of auto insurance in Lubbock. It pays for any damages done to other people or property. Liability insurance covers bodily injury and property damage. If you have an accident, you can be sued for that amount in Texas. The state minimum liability coverage is $25,000, which is the lowest available in the state. Having the right amount of coverage can prevent you from owing money in the event of an accident.

Because Lubbock is not a large metro area, full coverage insurance rates are lower than they are in many other parts of Texas. In addition, it does not have high-traffic areas like Houston, where uninsured motorists can cause large accidents. Keeping your driving record clean and maintaining continuous insurance can help keep full coverage prices down. Full coverage can cost up to twice as much as liability insurance.

Upshaw Insurance

Ronnie Hudson, Vice President of Upshaw Insurance Agency, is a Texas native who began his career in the oil and gas industry in the early 1980s. He then moved to Lubbock in 1991 and has remained there ever since. A married man, he is a member of Redeemer Christian Church and the Greater Amarillo Young Life. He enjoys playing golf and spending time with his family.

For over 90 years, Upshaw Insurance has been a trusted Lubbock insurance agency, offering quality protection products for its clients. Its car insurance policies cover policyholders, passengers, and other drivers, as well as pedestrians. In addition to car insurance, the company offers home and property coverage as well as a variety of bond programs. Amarillo, Richardson, and Lubbock are additional locations where Upshaw Insurance provides service.

Upshaw Insurance is the cheapest auto insurance company in Lubbock, with a rate $1280 lower than the state average. Farmers also offers full coverage policies with liability, collision, and comprehensive coverage. The rate is based on a driver’s age, marital status, and credit score. Despite this, Lubbock drivers pay $1,096 per year, which is 16.7% less than the state average.

Upshaw Insurance offers car insurance and life insurance for residents of Lubbock. The company has been serving the Lubbock area for more than three decades and represents a number of reputable insurance companies. It also offers coverage for off-road vehicles. Whether you’re looking for an auto insurance policy or a life insurance policy, Upshaw Insurance can help you find the best coverage for the lowest price.