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Cheap Car Insurance For First Time Drivers

cheap car insurance first time drivers

Finding cheap car insurance for first time drivers is easier than you might think. There are several companies that cater to this group. State Farm, Allstate, GEICO, AAA, and AARP are a few of them. But, if you want to find the best deal for yourself, you must read all the fine print before signing up. You may even be surprised by what you find. Read on to learn about the best way to get the lowest rate.

State Farm

If you’re a young driver just starting out on the road, you can probably save a bundle on your car insurance policy by choosing a policy from one of the many insurance companies that offer low rates for first time drivers. For instance, State Farm offers a quote for $2,765 a year, or about $230 per month. That’s almost 34% less than the average Long Island coverage.

Another way to save money on your car insurance policy is to get a policy from a company that consistently provides great customer service. State Farm has an excellent reputation for customer service. In fact, its customer satisfaction rating has reached a high of 909. This is a very impressive number, especially for a company that provides insurance for first time drivers. Customers can easily cancel their coverage without any reason, and they won’t have to pay a penalty for early cancellation.

One way to save money on your policy from State Farm is to take advantage of their usage-based discount program, or Drive Safe & Save. This program analyzes your driving habits and calculates discounts accordingly. By participating in this program, you can save as much as 30%. The savings you can expect will vary depending on the exact factors you choose. State Farm’s standard full coverage policy typically costs $1,381 per year. The amount of coverage you need will vary depending on your age, driving history, and location.


New and safe drivers can receive discount car insurance from Allstate. Its Drivewise program rewards safe driving and offers an accident forgiveness policy. New and safe drivers can also take advantage of discounts for having a clean driving record. New cars can receive extra discounts for having antilock brakes and the ‘do not disturb’ feature. The discounts can be applied to both car and driver policies. For more information, please visit the Allstate website.

Allstate was founded in 1931 and currently scores high customer satisfaction ratings. The company provides insurance in all 50 states and Washington D.C. and offers several roadside assistance plans. You can choose an occasional driver plan or a frequent driver plan. You can even get a pay-per-use system if you only drive a few times a year. Allstate also has affordable insurance for teenagers and for young drivers.

The rates for Allstate car insurance for first-time drivers vary depending on the type of coverage you need. The lowest coverage option will give you basic coverage, and will cost $180 a year. The medium and high coverage plans are higher in coverage and have lower deductibles. If you don’t drive a lot, you may want to choose the higher coverage option. Depending on your budget and driving record, you may be able to save up to $100 per year on your premium.


GEICO cheap car insurance for first-time drivers can save you hundreds of dollars a year by avoiding common mistakes. You can also take advantage of discounts that can save you up to 20% on certain types of coverage. Among these discounts are the safety features offered on vehicles. If you do not have any accidents within the last five years, you can save up to 22% on your policy. Using seatbelts can also help you save a lot of money, too. Another way to save on your GEICO coverage is by completing driver education courses or being a full-time college student.

Adding a teenager to your auto insurance policy may seem like a daunting task, but there are several things you can do to lower your premiums. GEICO offers discounts for students, including Good Student Discounts, which are offered by most states. Adding your teenager to your existing auto insurance policy is a simple process, and it can even be cheaper than getting a new policy for them. But remember to get the right coverage for your teen.


If you’re a new driver, you may be wondering whether AARP cheap car insurance for first timers is worth the investment. However, the truth is that this type of insurance is very affordable, and you may be surprised to learn just how low it can go. AARP has developed a unique comparison shopping car insurance app called Jerry that only takes a few minutes to sign up for, and then will generate competitive quotes from top insurers.

AARP’s policyholders can get a discount for completing a defensive driving course. Hartford’s Smart Driver course is a comprehensive course that can be completed online within 60 days. After completing the program, you will qualify for a 25 percent rate reduction for 36 months. It’s not uncommon to get an AARP car insurance discount just for being a member of the organization.

AARP also offers an optional coverage plan, called RecoverCare. These plans cover medical expenses and other expenses in the event of an accident, and they waive the first collision deductible for drivers age 65 or older. The AARP basic plan also offers personal injury protection. PIP doesn’t care who is at fault in an accident, so as long as the policyholder is not at fault, AARP can provide coverage.


Nationwide has a number of cheap car insurance for first time drivers policies. However, you should keep in mind that their policies are not the cheapest in the market. The average price of coverage for a sixteen year old male is $2,743. For comparison, a six month policy from Nationwide costs only $661 per year. Nationwide has features that help new drivers like a good student discount and accident forgiveness, which will prevent your insurance rate from rising after your first at-fault accident. Other benefits include roadside assistance.

In addition to their cheap car insurance for first time drivers, they also offer a host of discounts and promotions. These discounts are particularly valuable for teens and young people who want to save money on their policy. For instance, if your teen is a good student and takes a driver’s training course, then the cost of their policy will be $1,419 per year, while the rate for an additional driver will be $2,000, which is nearly $1,000 cheaper than average.

If you’re a new driver in New York, you’ll want to look at several different insurance companies. Some of the best have average rates of $366 per month and are available online or through phone. Insurify recommends using a comparison site to get the best deal. The company will then match your criteria and make sure to give you a discount for making a purchase. And once you’ve found the best policy, it’s time to apply for it.

Nationwide SmartRide usage-based insurance program

In an effort to make driving safer, Nationwide has introduced a new usage-based car insurance program called SmartRide. The program uses data gathered from mobile apps and telematics devices to identify dangerous driving behaviors and reward safe drivers. Members of the program can adjust their driving and choose safer routes, which can save them up to 40 percent on their insurance premiums. With smart telematics, drivers can even earn points to receive personalized feedback.

The use of a smartphone application called SmartRide helps participants track their driving habits. It follows all vehicles and drivers in a fleet and averages discounts from all participants. It can also detect when a driver drives a car that isn’t theirs. The app can help identify fraudulent drivers, and even remove trips that don’t match the policyholder’s driving habits. It can even identify drivers who drive less frequently than they claim, which helps them save money on their car insurance premiums.

This usage-based car insurance program is free and does not raise your premiums. However, if you are in a high-risk category, SmartRide may not be for you. In order to qualify for the discount, you must have a low-mileage policy and agree to pay monthly premiums. However, the discounts are only available to those who agree to participate in the program. By using the program, you can lower your premiums without the risk of losing your sign-up discount.

Nationwide Auto Insurance

While Nationwide does not offer cheap car insurance for first time drivers, it is the cheapest option for 16-year-old males with no history of accidents. The policy starts at $661 per month, and it has several features that first-time drivers will appreciate. Among these are good student discounts and accident forgiveness, which prevents a driver’s insurance rate from increasing after their first at-fault accident. Other benefits of Nationwide include roadside assistance.

New drivers often face many challenges when shopping for car insurance. They may not have a history of driving and no insurance record. However, many insurance companies consider new drivers less of a risk than older drivers. For this reason, they will pay lower premiums than a teenager or a young adult with a few years of driving experience. The research team used these profiles to compare quotes from various companies.

According to our comparison, Nationwide’s average car insurance rate is $1,327, or 14% lower than the national average. However, when compared to other companies, Nationwide ranks near the middle. Nationwide has lower rates for first-time drivers, low-risk drivers, and adult drivers. Its rates for DUI drivers are the highest. Finally, Nationwide is cheaper than Geico for all driver demographics, except for drivers with poor credit or a history of speeding tickets.