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Care Custody and Control Insurance Cost

care custody and control insurance cost

Care custody and control insurance covers negligence lawsuits, which may result from the neglect of a child. Among the most common reasons for such lawsuits is a boarding stable owner or employee’s failure to provide proper care. In such cases, care custody and control insurance is a necessity. It pays to consider the cost and limits of this type of coverage before deciding on a policy. For more information, read on!


Exclusions of care, custody, and control are terms found in many insurance policies. These terms prevent coverage for damage to the client’s property while in the care of the caretaker. Care refers to temporary possession of the client’s property and custody to the responsibility to maintain the property. Similarly, control refers to power over the property. Depending on the policy, the exclusions of care, custody, and control insurance cost may vary.

The CCC exclusion will apply differently to every situation. There is no universally accepted definition of this type of insurance, and judgments by insurance companies can differ significantly. In the case of CCC insurance, the insured is responsible for overseeing someone else’s property for a specified time period. The insured is generally not responsible for damages resulting from negligence. The CCC exclusion may apply to property owned by a third party, but this is not always the case.

An exclusion should be read narrowly in favor of the insured. They should be read in the context of the entire policy, and if one does not apply, that does not affect the applicability of the other. Fortunately, exceptions within an exclusion can restore coverage to some extent, and within the scope of the insuring agreement. However, it is important to check all exclusions.

It is important to understand the exact definition of a hazard before deciding whether the policy is worth the money. Often times, insurers lump exclusions together, so that they can be read differently. For instance, j. (5) does not apply to damage to a chimney, while j. (6) applies to damage to property. The hazard of products-completed operations is an exception to the exclusion, j. (6) does not apply to the same situations.


You’ve probably heard of the limits of care, custody, and control insurance. Generally speaking, you’re only covered if damage is caused. However, regional insurers have developed policies with a limit of $5,000, which applies to losses over that amount. Let’s look at a hypothetical example to better understand what this means. Here’s an example of care, custody, and control exposure:


When you own a horse stable, you should consider purchasing care, custody, and control insurance to protect yourself and your business. This insurance covers the costs of medical care, replacement costs, and defense costs when your horse becomes ill or dies. This type of insurance also covers trailering, but generally only within a certain radius of the farm. Generally, the cost of care, custody, and control insurance is $1,500 per year per horse.

Care, custody, and control insurance is an essential component of any liability policy. Purchasing this type of coverage will protect you against legal liability for any damage that may result from your care or custody of a person’s property. Because it covers both legal and financial liability, it’s important to review the details of your coverage before purchasing it. It also covers the cost of replacement of items and personal property that may be damaged.

Care, custody, and control insurance is available with the same coverage as commercial auto or general liability insurance. Typically, this type of coverage eliminates coverage for property damage. Although the terms are different, they overlap in meaning and are subject to different interpretations by policyholders, insurers, and courts. Before deciding to purchase this type of insurance, it’s best to understand what the exclusion means in your policy.

Horses covered

Care, custody, and control insurance covers your horses. The policy covers you if an accident occurs that leaves the horse in a worse condition than it was when you first got it. Coverage for medical expenses, replacement costs, and legal defense costs are included. In some cases, the policy will even cover the cost of trailering another person’s horse. It’s important to remember that these policies are separate from other policies.

The most important reason for purchasing liability insurance is to protect yourself from financial losses if something goes wrong with a horse while you’re caring for it. Although you can minimize your risk of a lawsuit by following adequate rules and regulations and studying the applicable equine liability statute, accidents still happen. Accidents can happen even if you’re not negligent, and you’ll need to cover legal defense costs if someone makes an accusation against you. Care, custody, and control insurance for horses is a great way to protect yourself in case of an accident.

Care, custody, and control insurance covers your horses and your property. It is available as a separate policy, and some companies offer it as an endorsement to their commercial general liability insurance. Some companies do not offer care, custody, and control insurance for horse operations, but some do. Ask your insurance agent about care, custody, and control insurance if you’re considering purchasing a policy. The Ark Agency can provide you with a policy that includes both types of insurance.

Care custody and control insurance can protect you financially, as well as your reputation. A basic liability insurance policy covers accidents that occur during incidental transport. The limit on this type of insurance is typically 150 miles or less a year. You can opt to eliminate the mileage restriction for an additional premium. However, incidental transport coverage is particularly important if you’re a trainer or a business owner. You may not need to travel for more than 6 days a year, but it can make the difference between a lawsuit and a profitable one.

If you don’t own the horses, consider purchasing care, custody, and control insurance for your horse. This type of insurance protects you in the event of an accident, and covers you for legal expenses and medical expenses. However, CCC coverage is only available for individual horses, and not for commercial farm policies. In any case, consult an attorney before purchasing care custody and control insurance for your horses. This insurance can provide you with a strong defense in case of a lawsuit.