If you own a Fiat 500, you’re likely to be wondering how much car insurance would cost. This article will discuss how much car insurance on a Fiat 500 costs, how to find cheap car insurance on a Fiat 500, and the safety ratings of different Fiat models. Ultimately, you want to find a policy that meets your needs, but the cost may be more than you’re willing to pay.
Fiat 500’s safety rating
The Fiat 500’s safety rating is not the highest among its competitors. The new model of this subcompact car was introduced in 2012. This means that NHTSA’s crash test standards have been revised – they are more strict than before. In addition, the overall vehicle score is only relevant when compared to other vehicles in the same segment. For instance, the Ford Fiesta 5 door scored four stars with a “Safety Concern” caveat.
The FIAT 500 has been crash-tested by Euro NCAP and received a four-star safety rating, which means it is an excellent choice for a family car. The score was 76% for child and adult occupant protection, and 67% for safety assistance technology. As part of its safety package, every Fiat 500 comes standard with seven airbags and skid-reducing anti-lock brakes. Top-spec models also have adaptive cruise control and traffic jam assistance.
While the Fiat 500 received a five-star safety rating when it was introduced in 2007, the system has evolved and has only earned a three-star rating in its recent re-test. For example, the re-test conducted in 2017 showed that the Fiat 500 has gained one star since the last Euro NCAP rating. The rating is only applicable to hatchback models; cabriolet models do not get the same rating. It has not yet been lab tested by Green NCAP, either.
The Fiat 500 is available in a range of trim levels – Pop, Lounge, and Abarth. Hatchback models are available, while Cabrio models are available. A base engine develops 135 horsepower and 150 pound-feet of torque. This is a respectable amount of power for such a small car, but not a sporty car. If you want to drive a Fiat 500 fast, however, you might want to look at an Abarth model.
While the Fiat 500 may not have the most powerful engine, it is a fun and capable little car to drive. The 1.4-liter four-cylinder engine is eager and responsive, and the five-speed manual transmission is crisp and quick. The car returns 33 mpg overall, which is slightly less than average among cars. It is also one of the most fuel-efficient cars on the market. So, you should consider the Fiat 500’s fuel economy when deciding whether to purchase a Fiat 500.
Cost of car insurance for a Fiat 500
A Fiat 500 is a stylish and affordable compact car. However, just like any other vehicle, car insurance costs come at a cost. Your premium is based on many factors, including the make and safety rating of your Fiat. Other factors may also play a role in your insurance premium. Here are some tips on how to reduce your premium. To get the lowest price on car insurance for a Fiat 500, start by comparing quotes from several companies.
The biggest factor affecting the cost of car insurance for a Fiat 500 is the age of the driver. Inexperienced drivers often pay higher insurance rates than more experienced drivers. For example, a teenage driver can expect to pay as much as $5192 per year for car insurance. On the other hand, a senior driver can expect to pay just $532.6 per year. Fortunately, there are some tips to help you lower your high-risk driver’s rate.
Fiat 500 insurance rates vary greatly depending on the model you drive. The lowest cost car insurance rates are for the Fiat 500 Pop Hatchback. The second cheapest model is the Fiat 500 Lounge Hatchback. The third and fourth most expensive models are the Fiat 500 Abarth Hatchback and the Fiat 500 Lounge Convertible. The most expensive trim levels of Fiat 500 have the highest insurance premiums.
In addition to minimum coverage, you should also choose comprehensive coverage, which pays for damage caused in accidents that are not collision-related. Comprehensive insurance for a Fiat 500 can cost as little as $560 per year. A $500 deductible means you will have to pay the first $500 towards a claim. A $250,000 bodily injury limit means that you can only be awarded up to $250,000 per person in an accident.
The Fiat 500 is a fun and affordable car to drive. It has been available in the US since 2011 and gets high marks for its retro look and affordability. As with any car, the cost of car insurance for a Fiat 500 varies according to model, trim, year, driver’s age, and location. Once you’ve determined what kind of car insurance you need for your Fiat 500, you can start shopping for a policy.
Factors that affect car insurance rates for a Fiat 500
The age and experience of the insured driver are the biggest factors that affect the cost of a Fiat 500’s car insurance. Insurance costs are typically higher for young, inexperienced drivers. Teenagers can expect to pay as much as $5192 annually for car insurance on a Fiat 500. Young male drivers have a higher risk of at-fault accidents and speeding tickets. This translates to higher starting rates.
Whether the car is new or pre-owned, the make and model of the Fiat 500 can also have a dramatic impact on the price of car insurance. Generally, the safer the vehicle, the lower the insurance cost. However, all cars have a risk profile that insurance companies take into account when calculating the cost of coverage. Insurance bureaus keep detailed claims data on all cars on the road in Canada. However, as Fiat vehicles are relatively new, there is not enough data to draw reliable conclusions.
Safety features and safety ratings are another factor that influence Fiat car insurance rates. The Fiat 500 received a good safety score and is equipped with a comprehensive suite of driver assistance features. Compared to older models, this car is safer than other models. Its TwinAir turbo engine and electric motor provide 74 mpg. Moreover, Fiat is preparing to release an electric version of the Fiat 500 later this year. As a result, Fiat car insurance is affordable.
If you own a Fiat 500, you may want to shop around for a better insurance rate before renewing your current policy. The premium of your Fiat will depend on several variables, including the model and your state. Depending on your age, the city and province in which you live will affect your cost of car insurance. You may also be eligible for multi-car discounts that can lower your costs dramatically.
Young drivers may pay higher insurance premiums for a Fiat 500 than a 30-year-old driver. However, this difference may be smaller than the cost of an older vehicle. Young drivers pay an average of $5500 for car insurance on a Fiat 500 compared to 30-year-olds. The same applies to the type of coverage you’re looking for. Ultimately, determining the right insurance coverage for your Fiat 500 will ensure that you have the best possible coverage.
How to find affordable car insurance for a Fiat 500
If you’re looking for car insurance for a Fiat 500, you’ve come to the right place. The Fiat is an affordable, stylish, and compact car, but it does come with a price. Not only does the cost of the car itself have to be paid, but also the insurance premiums that go along with it. While your insurance premiums may be based on the make and model of your car, other factors can increase or decrease your premium.
The age and experience of the driver is the biggest factor in insurance rates. Young, inexperienced drivers usually pay higher premiums. A teen driver’s Fiat 500 insurance rate can run as high as $5192 annually. Likewise, male drivers under 25 tend to get more speeding tickets and are at-fault in more accidents. Therefore, their starting rates are higher. A Fiat 500 owner with a good driving history can expect to pay less than $476 per year on insurance.
One factor that drives Fiat car insurance rates up is the lack of data on which models are more expensive than others. The Fiat 500 Lounge, for example, costs PS533* per month to insure, but it is not the most expensive Fiat on the market. In fact, a Fiat 500 Lounge can be bought for less than PS4,300. It’s not the most expensive Fiat, but it doesn’t hurt to do a little research to find the best deal.
You’ll also need to consider your level of liability coverage. This coverage will help you pay for medical costs, property damage, and other expenses that may arise in an accident. The amount of liability coverage you get is up to you, but it should be at least the bare minimum. Collision coverage pays for damage to your Fiat 500 in case of a collision with another car. However, this doesn’t cover damage caused by animals or other objects. Your insurer will also pay for your deductible, which means that you’ll have to pay the first $500 toward a claim.
Although the Fiat 500 is a compact car, its premiums can be high. The average cost of Fiat 500 insurance is $1352 a year, which works out to a monthly cost of $234. A Fiat 500 with a convertible, on the other hand, will cost $1325 a year to insure. Ultimately, it is important to find the right policy for your Fiat 500, so you don’t get burned.