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Car Insurance in Temecula, CA

car insurance temecula ca

If you’re looking for car insurance in Temecula, you might want to contact Keck Insurance Agency, which has been serving the area since 1989. Keck Insurance Agency offers policies that cover liability for injuries caused by the client’s car, as well as comprehensive coverage that covers damages to the car. While the State minimum insurance requirement is still the best option for you, the Keck Insurance Agency offers lower interest rates and other perks for clients.


If you’re looking for cheap car insurance in Temecula, CA, you’ll find that Esurance offers the lowest rates. In fact, their state minimum policy is only $315 more expensive than Progressive’s. If you’re a military veteran, USAA is the best choice. And if you’re in your 20s, you’ll probably want to stick with AAA. However, you’ll find that Esurance’s insurance policies save you as much as $536 per year on your policy.

While California requires all drivers to carry liability insurance, you can save money by choosing a higher-deductible plan. Liability insurance covers your own injuries and those of others in an auto accident. Generally, this amount covers up to $30,000 in damages. Property damage coverage pays for up to $5,000 in damage. And if you’re ever in a car accident, you can get comprehensive and collision insurance coverage for much less.

Although Esurance is one of the top-rated insurance companies in California, its reputation is not as high as its competitors. Several consumer groups rated the company poorly in recent years. According to the Better Business Bureau, Esurance received more complaints than it should have in 2007, and the Auto Club of Southern California awarded it a four-star rating. And while Esurance does offer a free online service, its customer reviews have been less than stellar. As a result, you should be aware of its shortcomings.

The company’s website is easy to navigate and has a strong online presence. Transactions are faster than with competitors. However, Esurance charges cancellation fees, which is uncommon for an insurance company. However, it does not offer many discounts, and customers have been unhappy with the company’s service. The company also charges a high cancellation fee. This is unfortunate considering its low NAIC complaint index score and poor customer service.


Allied Car Insurance provides a full range of coverage for drivers. These include bodily injury and property damage, medical payments, and loss of wages. Besides these basic coverages, Allied offers various add-on coverages. Some of these coverages are only available in some states. If you are looking for a cheap car insurance policy in California, you should consider Allied. It has been around for over 100 years and has received many positive reviews from customers.

Allied offers discounts to customers with previous insurance coverage. The company also offers discounts to members of the Farm Bureau. Allied does not penalize its customers for having a single accident, if the driver has a good driving record. Other benefits of choosing Allied Car Insurance are accident forgiveness, roadside assistance, and in-app claims. These extras can help you to get the coverage you need at the best price.

Julie Ngo is a State Farm agent. She offers auto insurance policies for drivers in Temecula. She can also help you select an uninsured motorist insurance policy if you want to protect yourself from those drivers. With a team of professionals with over 50 years of experience, Julie Ngo and her team can help you determine the right insurance coverage for your car. The team also provides insurance for boats and condos. Allied is dedicated to helping people achieve their goals through insurance.

Another important factor that affects auto insurance rates in Temecula is the property crime rate. People living in high-crime areas may find that their premiums will be higher than those living in less-crime areas. Keeping your driving history clean will ensure you get the best rates for car insurance in Temecula. The average cost of car insurance in Temecula is $1,597 for drivers in their fifties and for people in their 60s. This means that drivers with a clean driving record can find affordable coverage without sacrificing safety.

State minimum policy

The state minimum car insurance policy in Temecula, CA, is important. California drivers must carry liability insurance in order to be legally covered in the event of an auto accident. This coverage pays for injuries or damages sustained by others in an accident. It is mandatory that you carry bodily injury liability coverage of at least $30,000 per accident. Property damage liability coverage must be at least $5,000. Depending on where you live, this coverage may be more or less expensive.

There are many reasons to get this coverage. In Temecula, the state minimum car insurance policy is cheaper than the minimum required by law. In California, drivers with a clean driving record are likely to pay less than drivers with a history of accidents and infractions. You should also consider how often you drive without insurance to avoid a high-cost car accident. While you may be tempted to take the easy way out and buy a new car, many reputable insurance companies will offer a lower rate for a used car.

While your driving record and age are factors in determining your car insurance premium, you can save money by shopping around. In Temecula, the cost of car insurance is $240 per month for full coverage, which is just a few dollars more than the state average. By comparing rates from multiple insurance providers, you can find a policy that meets your budget. The cost of car insurance in Temecula will vary depending on your driving history and age. If you have a recent speeding ticket or another accident on your record, you can get a cheaper policy through USAA. The cost of their average annual premium is $167 per month, which makes it the best option for drivers with tickets or accidents.

California law does not require drivers to obtain comprehensive coverage, but it does require them to have liability coverage. Liability coverage is vital in California because it protects other drivers if you are involved in a car accident. It also protects you if someone hit you, and pays for any repairs. When a driver fails to provide proof of insurance, the DMV will suspend the registration and the vehicle may not be operated on public roads.

Allied offers lower interest rates

If you’re looking for lower interest rates on car insurance in Temecula, California, Allied may be the company for you. In addition to offering competitive rates, Allied has a number of unique benefits. Those who bundle their home and auto policies will receive a variety of benefits, including a single deductible, emergency lockout services, and even replacement airbags if they’re accidentally deployed. Allied also offers accident death benefit coverage, which pays up to $10,000 for a covered accident.

Allied offers several discounts for drivers who demonstrate safety and responsible behavior. Those who are repeat customers can see their rates decrease and receive lower collision and comprehensive deductibles. Those who have just purchased a new car may find value in Allied’s new car discount and new-car replacement coverage. In addition to these, the company offers an accident forgiveness option, which protects drivers from rate increases after a single accident.

Allied has a good reputation for customer service. Its complaint ratio is just slightly above the national average. The company has a 0.99 complaint ratio from the NAIC, which tracks customer satisfaction and complaints. Complaints about Allied include delays and unsatisfactory settlement amounts. However, the parent company of Allied, Nationwide, has a poor reputation in other areas, according to J.D. Power.

Temecula insurance premiums vary greatly by zip code. In Temecula, for example, drivers who live in 92590 will pay the highest premiums. Residents of 92591 will pay the lowest premiums. A clean driving record is a key factor in reducing insurance premiums. And remember to compare the rates of each company before signing any paperwork. If you’re in Temecula, it’s best to shop around for the best policy at the lowest rate.

Danmar Insurance

When you need car insurance in Temecula, California, look no further than Danmar Insurance. As a leader in Southern California insurance services, Danmar Insurance represents over 40 insurance agencies, including some of the largest A-rated ones. The agents at this insurance agency make the whole process simple. In addition to car insurance, Danmar Insurance offers renters’ insurance and commercial insurance. When you’re ready to buy a new policy, you can contact Danmar Insurance to start the process.

This Temecula, CA insurance agency offers several insurance policies, ranging from personal liability to uninsured motorist. They have more than 80 years of combined experience and work with a variety of carriers to get you the best price and coverage. Besides car insurance, this agency also specializes in home and condo insurance and offers commercial insurance for businesses. Located on Highway 92, this agency also has convenient locations in Riverside, San Diego, and San Bernardino.